A Mutual fund combined with insurance is not exactly a very popular product in India. However, there are some AMCs like ICICI Pru MF, Reliance MF and Birla MF which offer this package of mutual fund and insurance. This is how it works. This facility is typically offered by AMCs that also have a large group insurance operation. All the three AMCs above are cases in point. The AMC basically takes a group cover for all the mutual fund investors put together. The typical cover ranges from 50 times to 100 times your monthly SIP amount. That means if your monthly SIP in the selected fund is Rs.5,000, then you will normally get a term life cover of up to Rs.5 lakhs. Here are 12 things that you need to know about this package of mutual funds and life insurance thrown into one.
There are many software packages on the market that allow business managers to successfully control records without an accounting degree. Some of them, such as Free Accounting Software External link (opens in same window), have no cost. Some commonly used accounting systems used by small businesses are:
Human resources (HR) continues to play a critical role in the success of businesses of all sizes. As the responsibilities of of HR departments grow, so should the capabilities of the software solutions they employ. The best HR software can help navigate the intricacies of hiring, firing, benefits administration, and performance management. We look at the best solutions and how they can make managing payroll, in-house certifications, incentives, and other personnel-focused tasks much easier.
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